Endowment Policy with profit plus life cover
We believe in saving for a better tomorrow. This enables one meet the needs of children’s education, deposits on future mortgages and indeed for many personal or family needs which cannot be met immediately on one’s current income.
Also, life is full of uncertainty. Misfortune can strike any time. If it does, your family may be exposed to hardships, and your property may be put at risk.
That is why it is important for you to invest now for a better future, through our unique Endowment with Profits Policy.
The plan is bonus-earning, and bonuses are added to the sum assured every year after the actuarial valuation of our Life Fund.The bonuses are paid together with the sum assured on maturity or on death.
*Bonuses vary and depend on the profits of the portfolio, but are paid on the full face amount of the policy.
There are two types of bonuses:
1)Annual (Reversionary) Bonuses
These bonuses are declared annually as cash values computed as percentages of the basic sum assured.
Once granted, these bonuses are guaranteed and can be withdrawn.
2) Accrued (Final or Terminal) Bonuses
We grant an additional bonus at the end of the life of a policy, which should encourage the policyholder to keep the policy in force until the maturity date.
The size of the terminal bonus is dependent upon the investment conditions prevailing at the time of maturity, as well as upon investment performance.
Since the maturity value grows throughout the life of the policy, it more prudent for the policyholder to wait until the maturity date.
You also have the option of including our supplementary riders in your insurance cover.
A) PERMANENT TOTAL DISABILITY
The policy will pay 100% of the sum assured in the event that the life assured is declared permanently disabled for a minimum of 6 consecutive months.
B) CRITICAL ILLNESS
The policy will pay some of the basic sum assured while still in force upon diagnosis any of the following critical illness: -heart attack, stroke, cancer, renal failure, paraplegia, coronary artery disease, blindness or major organ failure i.e. liver, heart, lungs etc
C) FUNERAL CASH
The policy provides funeral cash benefits payable within 48 hours of notification up to the basic sum assured
D) ACCIDENTAL DEATH BENEFIT
This pays the basic sum assured in the event of accidental death of the life assured to the next of kin.
Other than offering money related assurance to your gang, life coverage approaches offer the accompanying advantages.
mode of payments. 1. paypal
After successful payment, buyers are redirected to a page to fill requirements for sellers.
Do you have any special requirement?Request a Customized Order
100% MONEY PROTECTION Guarantee